Sometimes in a workers’ compensation case it can seem like everyone is speaking a special language that only they know. The South Carolina workers’ compensation system is form driven, meaning that most everything that is filed with the South Carolina Workers’...
Can I Get Paid for Time that I Miss from Work Due to a Car Accident?
Yes. If you have to miss work because of an injury you received in a car accident, we include those as damages for the accident to the at fault driver’s insurance company. To make a good case for lost wages you have to prove a few things first. You have to prove that...
I’ve Been Released to Light Duty by my Workers’ Compensation Doctor. Now what?
What if the doctor releases me to light duty? You must accept light work if it is offered. If you do not accept the offered light duty, your employer may stop all compensation as long as you refuse to return to work. You have a right to a hearing if you believe that...
How Much Should I Get Paid while I am out of Work because of a Workers’ Compensation injury?
You are entitled to compensation at the rate of 66 2/3 percent of your average weekly wage based on the four quarters prior to your injury, not including the quarter in which you were injured, but no more than the maximum average weekly wage determined each year by...
What is Maximum Medical Improvement (MMI)?
The concept of “maximum medical improvement” is one of the most important concepts in South Carolina workers’ compensation claims. The South Carolina Workers’ Compensation Act requires that an injured worker be at “maximum medical improvement” (also called MMI) before...
What is Underinsured Motorist Coverage (UIM)?
Underinsured motorist coverage is sometimes referred to as UIM. When another driver causes an accident where you are injured, their liability insurance must pay for your damages. Sometimes the damages suffered are more than the amount of liability insurance the...
Your employer is still responsible for your on-the-job injury even if you have a pre-existing condition.
Many people think that if they have a pre-existing condition, they will not be able to recover for a work injury to the same body part. However, under the South Carolina Workers’ Compensation Act (South Carolina Code of Laws, Section 42-9-35 (A)) a worker can still...
Can I see my own doctor for my workers’ compensation case?
The short answer- probably not. Pursuant to the South Carolina Workers’ Compensation Act, your employer and their insurance company get to pick the doctor that treats you for your work- related injury. This is a trade off. The legislature decided that because the...
Medical Payments Coverage (Med Pay) and Personal Injury Protection (PIP)-What is it?
Medical Payments Coverage (Med Pay) also called Personal Injury Protection (PIP) coverage is a type of optional insurance that you can choose to carry along with your automobile insurance. Med Pay is relativity inexpensive and can be very beneficial. All insurance...
Who is responsible if you slip and fall on water in a store?
Many people think that if they fall in a store, the store is automatically liable for any injuries. The truth is that in South Carolina the law works in the store’s favor. If you slip and fall on a foreign substance, such as water, you must prove one of three things :...